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How to find the right will

 

These wills are suitable for most situations.  If the will you need is not here, we can draw a will to your precise instructions for a very reasonable fee.

 

In these descriptions: “remainderman" means the person entitled to capital and any accumulated income after the death of a person with a life interest (a “tenant for life”).

 

We have specified each will as “suitable for” some class of will maker.  But our classes are not exclusive.  Anyone can make a will from any of these templates.

 

About Net Lawman will templates


Key features:

·         comprehensive templates - delete what you do not need;

·         inclusion of sensible administrative provisions;

·         WIL007 and higher numbers include an example letter intent;

·         use of plain English.

 

 

  WIL001  
Will - Single person, all to oneWill - Single person, all to one Price: £10.00 Buy this document
  One simple will - all to one person. If that gift fails, then to another person or charity.
Suitable for: single person with no relatives.
 
  WIL002  
Will - Single person, all to one, gift overWill - Single person, all to one, gift over Price: £10.00 Buy this document
  Simple will - all to one person, probably spouse or life partner. If dies first, then to others.
Suitable for: married or single person, may have relatives.
 
  WIL003  
Will - Widow or widower among childrenWill - Widow or widower among children Price: £19.00 Buy this document
  Gifts to anyone, as required. Does not set up a formal trust but includes trust provisions suitable for under 18 beneficiaries in any relationship category.
Suitable for: widow, widower or divorced person who has children but no “life partner”.
 
  WIL005  
Will - House to spouse for life, residue to childrenWill - House to spouse for life, residue to children Price: £19.00 Buy this document
  Gifts to anyone, as required. House and sum of money to spouse for life; after his or her death, to children and other relatives. Spouse may have capital too, if needed. Rest of estate to children now.
Suitable for: anyone;
person whose spouse needs house but may have few other assets to maintain himself / herself.
Person with children.
 
  WIL006  
Will - Married couple no children all to the other of themWill -  Married couple no children all to the other of them Price: £19.00 Buy this document
  Gifts to anyone, as required. May be used as “mirror” wills. Everything given to the other of them. If the other dies first, or they die together, then estate divided into 2 parts (or any number of parts, or not divided at all) and given to brothers and sisters or others. Trust provisions.
Suitable for:married couple, no children, any circumstances
Suitable for: married couple, no children, any circumstances
 
  WIL007  
Will - Spouse for life, residue to other relativesWill - Spouse for life, residue to other relatives Price: £19.00 Buy this document
  Gifts to anyone, as required. Whole of estate to spouse or partner for life. After death, split between other relatives and charities. Spouse can have capital too, if needed.
Suitable for: person with or without children who may or may not have re-married, but wants spouse to have life interest only.
 
  WIL008  
Will - Resid to neice and nephew after legacies and bequestsWill - Resid to neice and nephew after legacies and bequests Price: £19.00 Buy this document
  Gifts to anyone, as required. Main estate to nieces, nephews or others. Trust provisions for children.
Suitable for: anyone;
single person, no spouse, no children
 
  WIL009  
Will - Half to spouse or partner, half and gift over to childrenWill - Half to spouse or partner, half and gift over to children Price: £29.00 Buy this document
  Gifts to anyone, as required. Half residue to spouse for life, income only; after his / her death then to children. Specific provision for spouse to occupy house as part of his / her half. Trust provisions to maintain capital value (for benefit of remaindermen). Provision for termination of life interest in house if tenant for life co-habits with someone. (That is: lives together). Other half of estate to children immediately. Various provisions to make sure the Trustees keep the capital value of the Trust Fund intact for the remaindermen - so less freedom to spend capital money on the tenant for life.
Suitable for: person married to, or living with someone other than parent of his / her children.
 
  WIL010  
Will - All to spouse for life gift over to childrenWill - All to spouse for life gift over to children Price: £29.00 Buy this document
  Gifts to anyone, as required. All to spouse for life, inc power to spend capital. Gift over to children absolutely. Wide trust powers.
Suitable for: person with wealthy children who do not need large amount of cash on your death and for whom the “gift over” on death of tenant for life is not important.
 
  WIL011  
Will - All to spouse absolutely gift over to guardians and children  Price: £29.00 Buy this document
  Gifts to anyone, as required. All to spouse absolutely. If he / she does not survive then child guardians appointed. Trusts - half of residue for children. Other half of residue to guardians. They receive income as it arises and may receive capital subject to a good “report” by children when they are of age. Trust provisions allow for minor children
Suitable for: young parents, particularly to cover unexpected accident.
 
  WIL012  
Will - All to spouse absolutely gift over to disc trust for childrenWill - All to spouse absolutely gift over to disc trust for children Price: £29.00 Buy this document
  This will can be used as a “Two year discretionary trust” will for the purposes of IHT.
Gifts to anyone, as required. All to spouse absolutely provided she survives. Otherwise gift over by creation of discretionary trust for discretionary beneficiaries. Full trust provisions with wide powers to trustees. Cash can be used in any way - for example, to pay guardians or direct to children for education and maintenance.
Guardians may use money generally. No specific obligation to any one beneficiary.
Suitable for: young parents to cover
unexpected accident;
Older parents;
Anyone in a position to use the two year flexibility.
 
  WIL013  
Will - Gift to children of IHT nrbWill - Gift to children of IHT nrb Price: £29.00 Buy this document
  This will is a very simple “Nil rate band” will for purposes of IHT. Under the law at August 06, no inheritance tax will be payable on your death. IHT will be payable on the death of your spouse. This is a simple way to minimise IHT.
Gifts to anyone, as required. Gift up to value of nil rate band to children outright, assuming all are aged over 18. All residue to spouse (who will receive free of IHT).
Children also given by default any business or other non-chargeable assets.
Suitable for: anyone;
middle aged or older parents
No settlement for IHT purposes, so children can permit widow/er to live in house if that is part of property given.
 
  WIL014  
Will - Creating IHT nrb disc trust resid to spouseWill - Creating IHT nrb disc trust resid to spouse Price: £29.00 Buy this document
  This will provides for a “Nil rate band” gift into discretionary trust for any of your listed potential beneficiaries. Of course you will have left a “side letter” setting out your precise preference as to the distribution of the funds in the trust. Under the law at August 06, no inheritance tax will be payable on your death. IHT will be payable on the death of your spouse. This is a simple way to minimise IHT. Gifts to anyone, as required. NRB gift into trust, then all residue to spouse (who will receive free of IHT).
Trust also given by default any business or other non-chargeable assets.
Provision for guardianship of children if you both die. Cash could be used in any way - to pay guardians or direct to children. Guardians may use money generally.
Full trust provisions with wide powers to trustees
Suitable for: anyone; parents of any age, to cover unexpected accident
 
  WIL015  
Will - IHTnrb disc trust resid to spouse for lifeWill - IHTnrb disc trust resid to spouse for life Price: £29.00 Buy this document
  This will combines several simple features to avoid all liability to IHT.
First, gifts to anyone, as required. But that will use up some of your nil rate band.
Second, you create a discretionary trust of (the balance of) your nil rate band. This gives your trustees great flexibility, to deal for example with a family business.
You instruct your trustees in a side letter exactly how you would like them to exercise their discretion among the beneficiaries you have named in your will. We provide an example letter of instruction. Under the law at August 06, no inheritance tax will be payable on your death. IHT will be payable on the death of your spouse. This is a simple way to minimise IHT.
All the rest of your estate (residue) goes into a second trust to your spouse for life, remainder (after her death) to your children. Inheritance tax on the remainder will of course be payable as part of her estate when she dies.
Children also given by default any business or other non-chargeable assets up to value you specify.
Full trust provisions with wide powers to trustees
Suitable for: anyone
middle aged or older parents
No settlement for IHT purposes, so children can permit widow/er to live in house if that is part of property given, without tax consequences.
 
  WIL016  
Will - 60 to partner, 40 to childrenWill - 60 to partner, 40 to children Price: £29.00 Buy this document
  Gifts to anyone, as required. 60% of residue to wife / husband / life partner, for his / her life; 40% to children immediately. After death of wife / husband / partner, all to children.
Specific provision for partner to occupy house;
Wider trust powers, may fail to preserve capital
Suitable for: person living with someone other than parent of his / her children.
 
  WIL017  
Will - IHT nrb disc trust resid to second disc trustWill - IHT nrb disc trust resid to second disc trust Price: £29.00 Buy this document
  This will provides for a “Nil rate band” gift into discretionary trust for any of your listed potential beneficiaries. Of course you will have left a “side letter” setting out your precise preference as to the distribution of the funds in the trust. Under the law at August 06, no inheritance tax will be payable on your death if all the balance of your estate is paid to your spouse. IHT will be payable on the death of your spouse.
This will also provides for the creation of a second discretionary trust, into which all your remaining assets are given. This will include assets on which IHT is or may be payable, such as assets subject to exemption or partial exemption which you did not include in the nil rate band trust, as well as assets which may be liable to the full charge. This enables your trustees to re-arrange your estate so as to minimise tax or pay some people and not others. IHT is payable on the “re-arranged” estate. It is essential that your trustees take such steps within two years of your death, or the opportunity is lost. This is a simple way to minimise IHT.
Suitable for: anyone.
 
  WIL51  
Letter to executorLetter to executor Price: £5.00 Buy this document
  Letter to proposed executor of your will, asking whether he will accept the office on your death. Provides additional basic information he might require now.
 
 
If you have not found the right document, we can draft a bespoke version to suit your special circumstances. It's easy, efficient and effective. Please click here to learn more.

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