About this cohabitation agreement
This cohabitation agreement has been created for those interested in or currently living with one or more people who want to formalise their living arrangements in a written agreement. It aims to prevent unfair distribution of responsibilities, finances and assets throughout the cohabitation and set out distribution of assets following separation of the cohabitees. This cohabitation agreement also includes optional provisions for child arrangements and the division of business and capital assets for unmarried couples.
When to use this agreement
This template can be used prior to the start of or at any time during cohabitation, such as when the cohabitees experience a change in circumstances.
It is particularly useful for unmarried couples looking to agree financial and child arrangements whilst living together and in case of a separation. Having a cohabitation agreement in place can help prevent disruption to children if living and financial arrangements have been agreed prior to a potential separation.
Examples of those who may wish to use this document include:
- An unmarried couple wishing to secure financial or child arrangements
- Couples or flatmates looking to set out their current or future financial arrangements with respect to sharing accommodation
- Cohabitees wishing to protect their business and capital assets (for example, business equipment bought jointly)
- Cohabitees looking to secure agreed distribution of ownership rights
Cohabitation agreement features and contents
- Helps protect the finances and assets of both parties throughout cohabitation and following separation
- Includes child arrangements
- Provides protection for business and capital assets throughout cohabitation and following separation
- Highlights the responsibilities of both parties for the duration of cohabitation
- Easy to understand: the law behind the trust is explained in plain English
- Flexible: includes alternative paragraphs to suit individual needs
- User friendly: includes invaluable user notes to guide you through to successful execution
Agreement contents
- Separate ownership of assets
- Banking and cash arrangements
- Living expenses
- Finance and borrowing
- Arrangements about the home - several alternatives sets of circumstances
- Personal property and effect of gifts
- Children arrangements - now and on termination
- Reasons for termination and what happens next
- Division of capital assets
- Division of income as maintenance
- Payments for children’s maintenance
- Death of a party
- Explanatory notes and guidance on how to complete the cohabitation (living together agreement) template
Alternative templates
The living together agreement is suitable for those looking for more general distribution of finances and responsibilities. For example, those without business assets or children may wish to use this alternative document to protect their general finances and responsibilities throughout cohabitation and following separation.
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