Cohabitation (living together) agreement
This cohabitation agreement template can be used to create a written record of understanding between the parties currently cohabiting or planning to do so in the future. The agreement allows you to agree on the distribution of finances, responsibilities and assets and the provision of child arrangements.
- Solicitor approved
- Plain English makes editing easy
- Guidance notes included
- Money back guarantee
About this cohabitation agreement
The law gives you no special rights just because you live together. If you are unmarried and your relationship breaks up, you are “on your own”.
This cohabitation agreement helps you to work out and set down all the practical arrangements that need to be covered when two people who are neither married nor civil partners, form a household. It helps you to set down all the arrangements that you need, both now and on a future separation. Unlike a pre-nuptial agreement, which may not be binding at law, this agreement is.
We include optional paragraphs to allow you to sever a joint tenancy (if you own your property together) and to become tenants in common.
This document does not try to tell you what is best for you, but to steer and guide you into considering and dealing with the most important issues. It covers arrangements about your home, business assets, who owns personal property, banking and money arrangements - and even provisional children arrangements (which are not legally binding but would be taken into account by a judge).
The agreement can be used at any stage of living together before marriage. If you do marry or enter a civil partnership in the future, the status of the document changes. It becomes like a pre-nuptial agreement. The effect is that if you then separate at some future date, the court will take this document into account, but will not be bound by it.
Example situations in which this document would be used
- You are a couple living together unmarried who wish to buy a house together. One will contribute more towards a deposit, but the mortgage will be in both names. Among other issues, you want to set out what will happen to the house if you break up: what share each will own; who will live in it; or whether it will be sold and on what terms.
- You have moved in with someone else who already owns a house. You want an arrangement where you contribute to her mortgage equally (instead of you paying her rent), but in return, you want to have a share of the value of property should you split up.
- A friend has moved into your house. He has agreed to pay the bills instead of paying rent. You want to make it clear that your house remains your property and that he is not a beneficial owner in any way.
- Your partner has outstanding debts. You want to make sure that if you separate, you won't be liable to repay them.
- You want to make sure that your long term partner cannot claim financial support or maintenance payments should you separate. (Note that he cannot anyway, but by setting out an agreement in writing he is less likely to challenge you).
- You have moved in with a flatmate and both of you have agreed to buy furniture and white goods for the property. You want to set out who owns what when you go your own way.
- You own a business and you want to make sure your partner has no claim to a share of it, even if he works with you in it.
Making this cohabitation agreement legally binding
This document does not require any special action after you have edited it. It will be legally binding on both sides as you as you both sign and date one copy (although we advise that you print, date and sign two copies so that you both have one). Your completed document will continue to be valid and binding at law until you are married or a child is born.
- How you deal with your house or flat
- Keeping your own business property
- Separate ownership of assets
- Banking and cash arrangements
- Living expenses
- Finance and borrowing
- Children arrangements - now and on termination
- What happens if / when you separate
- Division of capital assets
- What one of you might pay to the other for self and children
- If one of you dies
- Explanatory notes and guidance
This document was written by a solicitor for Net Lawman. It complies with current English law.
How other customers rated this document
Average customer rating
By Tracey Banner 14 March 2016
Simple and easy to understand and adapt to personal needs. Recommend instead of paying £££ to solicitor.
By Anna Melbourne 10 June 2014
The service was efficient and quick. Excellent document and just what we were looking for, for a fraction of the price of what a solicitor wanted to charge. Thank you
By Heidi Hayes 24 May 2014
Excellent speedy delivery of document. Easy to make alterations specific to our situation. Great guidance in what needs to be in and what is less important.
By Donna Arnold 18 March 2014
The document was very good it had everything in it that I needed and at a great price. I would recommend this service to anyone , it was quick and easy to use.
By Tracey Atkins 16 October 2014
Went on a chance buy and from others testimonials, great service, fast and easy enough to complete. Saved over 500 pounds by completing this document. The fact this is legally binding too. Fab service.
By Beverly Wickett 11 November 2013
Very easy to use and download. I was impressed with how quickly the documents were sent to me and how straight forward they were to use.
By Elaine Rumble 21 October 2013
You appeared to have the expertise that I was looking for. You had a raft of documents that were clearly defined, though I had to scan a few to get what I considered to be the right one. You also supply a money back option which is very important in today's world.
I compared your document to the services of a solicitor and have found that I have made substantial savings by using your facilities. I would recommend Net Lawman on the basis that you have a lot of services to offer and at reasonable rates too.
By Iain Mackay 24 July 2013
I only needed one section of the agreement which I was able to isolate easily. This had been confirmed when I contacted Net Lawman before buying.Of course the critical point is how the contract would stand up in the event of a dispute. I hope that it never comes to that point! So ,query was dealt promptly before purchase, downloaded easily and Copy and pasted easily to fit my requirements.
By Richard Wain 22 June 2013
"I have used you in the past and am always impressed!"Diane Bantten (Acquit Debt Recovery)
"Easy and fulfilled my needs. The documents are accepted by the other parties solicitors without my waiting for my own solicitors to act. Professional documents, easy to use saved my time and money"Roy Butterworth
"Great to be able to download and use a variety of legal documents for all types of lettings."Christopher st james